IB
IDBI Bank
Home Loan Solutions
EMI Calculator
Home Loan EMI Calculator
Plan your dream home with confidence. Calculate your monthly instalments, interest, and full repayment schedule instantly.
Loan Parameters
₹1 L₹1 Cr
5%20%
1 yr30 yrs
Your EMI Breakdown
Monthly EMI
₹26,035
per month for 240 months
Principal Amount
₹30,00,000
Total Interest
₹32,48,400
Total Payment
₹62,48,400
Interest to Principal
1.08x
Principal
48%
Interest
52%
Amortization Schedule
| Year | Opening Balance | Principal Paid | Interest Paid | Total Paid | Closing Balance |
|---|
Disclaimer: This calculator provides approximate values for informational purposes only. Actual EMI may vary based on IDBI Bank’s processing fees, GST, insurance, and other charges. Interest rates are subject to change per RBI guidelines and IDBI Bank’s internal credit policy. Please contact IDBI Bank for an official loan quotation.