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What is CPC SCP on my Credit Card?

CPC/SCP on your credit card stands for Canada Post Corporation/Société Canadienne des Postes. It’s a standard merchant code Canada Post uses for any transaction made through their services. Here’s what it could mean:

Possible reasons for a CPC/SCP charge:

  • Mailing a package or letter: This is the most common reason. The charge could cover postage, packaging materials, or other services like tracking or insurance.
  • Purchasing something at a Canada Post office: This could include stamps, envelopes, gift cards, or other postal products.
  • Paying customs or duty fees: If you ordered something from outside Canada and it was shipped through Canada Post, you might pay customs or duty fees at the post office or door. These fees will also show up as a CPC/SCP charge.

Where you might see CPC/SCP:

  • Your credit card statement is the most common place to see it.
  • Your bank statement: If you have a debit or combined credit/debit card, you might also see it on your bank statement.
  • Your online banking statement: You can usually search for specific transactions by merchant code.

What to do if you don’t recognize the charge:

  • Check your Canada Post account or receipts to see if you can identify the transaction.
  • Contact Canada Post directly to inquire about the charge. You can call them at 1-866-661-6610 or visit their website at https://www.canadapost-postescanada.ca/cpc/en/home.page.
  • Contact your bank or credit card issuer to dispute the charge if you believe it is unauthorized.
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Additional information:

  • CPC/SCP is a common abbreviation on Canadian credit cards and bank statements.
  • It’s not a scam, but reviewing your statements carefully and identifying any unfamiliar charges is always a good idea.
  • If you have any questions about a CPC/SCP charge, contact Canada Post directly.

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